I have a theory that everyone is born with the same amount of luck, but it gets distributed unevenly. Some people have their best lucky days in childhood and run out of good fortune by the time they enter the job market. Others struggle early on and strike it rich later in life. Call it the Magic Johnson Effect. He had the perfect life and then contracted HIV. Or take most famous politicians or celebrities; their highs are almost perfectly matched by their lows. Even lottery winners tend to attract tragedy. It is as if the universe is trying to smooth out things.
You also know people who have never had a truly great year or a truly horrible one. They coast along at average.
There is no science to support my theory of luck distribution, but the anecdotal evidence is abundant. Take for example all the world leaders who spent some time in jail, either before or after hitting the big time. Or consider all the musicians who had lines of groupies and then died in a plane crash. Is it all a coincidence?
Yes. Or else our so-called reality really is a computer program.