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May 20, 2011
PHB will still have to pay the insurance fee for the new car. I don't the estimated cost or term for it in the US though. After a few times, the fee should be quite hefty.
 
 
Apr 14, 2011
If PHB has his car insured he could end up with a new car every month. Do they really want that?

Yes. The pleasure in seeing it crushed would more than compensate.
 
 
 
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